Housing insurance insures the house against many possible damages such as earthquake, fire, flood, hail, flood, broken glass, theft. The guarantees in this optional insurance policy determine the coverage.
What is Housing Insurance?
Housing insurance provides financial security for the homeowners in any undesirable situation that may happen to the house. Coverage of this insurance is determined by the guarantees in the policy.
Some damage may occur in the house in cases such as theft, flooding, landslides, breakdown of electronic devices.
With home insurance, it is very easy to cover such damages that you may encounter in your home. Housing insurance prices may vary depending on the offers given by insurance companies, the district where the house is located, the province, the age of the house, and its solid.
What Coverages Does a Housing Insurance Policy consist of?
Housing insurance calculations are provided free of charge by insurance institutions. The main guarantees covered by the insurance are:
Smoke
Internal water, Water, flood
fire, explosion, lightning
landslide
Air, land, sea vehicle crash
debris removal
Earthquake
Volcanic eruption, tsunami etc.
Fire additional guarantees
Tenant liability
Legal protection
Housing assistance
Cost of change of residence
neighborhood
valuables theft
Theft
Electronic device insurance
It covers various guarantees such as jewelery items.
Why Should You Have Home Insurance?
In possible situations such as earthquake, flood, fire, theft, it may be necessary to have housing insurance to protect and secure your home, yourself and your belongings.
This is how you can cover the material damage you incur when you encounter undesirable situations.
Housing insurance may cover some damages that are not covered by the compulsory earthquake insurance for houses. Thus, it provides a great advantage for landlords and tenants.
Housing insurance covers the damages that may occur to the belongings in the house within the scope of the insurance contract, the locksmith expenses when you stay at the door, the hotel expenses after the earthquake, the boiler and air conditioner maintenance costs once a year and various similar expenses.
That’s why landlords and renters take out this insurance policy to insure themselves. You can easily make home insurance inquiries through the e-government system.
